MCC Codes for Credit Repair: Why Your Classification Matters More Than You Think
Every merchant account carries a four-digit Merchant Category Code assigned by the acquiring bank at setup. That number determines how the card networks see your business: what rules apply, how your transactions are monitored, and in some cases what you pay. Here’s the wrinkle: credit repair doesn’t have its own MCC. There’s no code labeled […]
Visa VAMP and Credit Repair: What the 2026 Thresholds Mean for Your Business
In April 2025, Visa consolidated its old fraud and dispute monitoring programs into a single framework: the Visa Acquirer Monitoring Program, or VAMP. On April 1, 2026, the “excessive” threshold for US merchants dropped from 2.2% to 1.5%. If you run a credit repair company, this deserves your attention. The industries VAMP squeezes hardest are […]
Credit Repair Licensing and Surety Bonds: A State-by-State Reality Check
Licensed and bonded but still getting declined? 15+ years placing high-risk merchants 99% approval rate, same-day decisions No long-term contracts and no hidden fees No sudden account freezes or terminations 4.9 Google rating across 871 reviews Prefer to talk? Call (818) 731-2227 Apply Now By submitting this form you are consenting to our terms. We […]
When Can a Credit Repair Company Charge? CROA, the TSR, and Your Billing Setup
Need a billing setup that keeps you CROA compliant? 15+ years placing high-risk merchants 99% approval rate, same-day decisions No long-term contracts and no hidden fees No sudden account freezes or terminations 4.9 Google rating across 871 reviews Prefer to talk? Call (818) 731-2227 Apply Now By submitting this form you are consenting to our […]
How to Get Approved for a Firearms Merchant Account in 2026
Getting approved for a firearms merchant account requires the right processor and the right documentation. Here is what to prepare and what to expect.
Why Most Banks Decline Firearms Merchant Accounts
Banks and mainstream processors routinely decline firearms businesses. Here is why it happens and how high-risk specialists fill the gap.
eCheck & ACH Processing for High-Risk Businesses: A Practical Guide
Need eCheck and ACH processing that will not get shut off? 15+ years placing high-risk merchants 99% approval rate, same-day decisions No long-term contracts and no hidden fees No sudden account freezes or terminations 4.9 Google rating across 871 reviews Prefer to talk? Call (818) 731-2227 Apply Now By submitting this form you are consenting […]
Supplement & Nutraceutical Merchant Accounts: A Practical Guide
Supplement account declined or close to termination? 15+ years placing high-risk merchants 99% approval rate, same-day decisions No long-term contracts and no hidden fees No sudden account freezes or terminations 4.9 Google rating across 871 reviews Prefer to talk? Call (818) 731-2227 Apply Now By submitting this form you are consenting to our terms. We […]
Firearms & Gun Store Payment Processing: Compliance and Approval in 2026
Selling firearms and stuck without card processing? 15+ years placing high-risk merchants 99% approval rate, same-day decisions No long-term contracts and no hidden fees No sudden account freezes or terminations 4.9 Google rating across 871 reviews Prefer to talk? Call (818) 731-2227 Apply Now By submitting this form you are consenting to our terms. We […]
Vape & Smoke Shop Credit Card Processing: A 2026 Survival Guide
Vape or smoke shop account shut down without warning? 15+ years placing high-risk merchants 99% approval rate, same-day decisions No long-term contracts and no hidden fees No sudden account freezes or terminations 4.9 Google rating across 871 reviews Prefer to talk? Call (818) 731-2227 Apply Now By submitting this form you are consenting to our […]